Northwest Debtors Anonymous
We welcome everyone regardless of race, ethnicity, age, sex, sexual, or gender orientation, ability or disability, religion or lack of religion, politics, socioeconomic status, and other such factors. The only requirement for DA membership is a desire to stop incurring unsecured debt – refers to loans that are not backed by collateral. Because they are riskier for the lender, they often carry higher interest rates.
Even if members are not in debt, they are welcome in D.A. Our Fellowship is supported solely through contributions made by members; there are no dues or fees.
Debtors Anonymous is not affiliated with any financial, legal, political, or religious entities, and we avoid controversy by not discussing outside issues. By sharing our experience, strength, and hope, and by carrying the message to those who still suffer, we find joy, clarity, and serenity as we recover together.
Is DA For You?
Is your life unmanageable because of debt? Are you sick of bouncing checks, paying late fees, and having creditors hound you? Does your financial life feel out of control?
If so, Debtors Anonymous and Northwest DA can help.
Take The Quiz
1. Are your debts making your home life unhappy?
2. Does the pressure of your debts distract you from your daily work?
3. Do you promise yourself you'll stop incurring overdraft or late payment fees, only to do it again and again?
4. Do your debts cause you to think less of yourself?
5. Have you ever given false information to obtain credit?
6. Have you ever made unrealistic promises to your creditors?
7. Does the pressure of your debts make you careless of the welfare of your family?
8. Do you ever fear that your employer, family, or friends will learn the extent of your total indebtedness?
9. When faced with a difficult financial situation, does the prospect of borrowing give you an inordinate feeling of relief?
10. Does the pressure of your debts cause you to have difficulty sleeping?
11. Has the pressure of your debts ever caused you to use alcohol, drugs, food, relationships, sex, or inappropriate behaviors to alter your mood?
12. Has your unsuccessful relationship with money ever caused you to think that it might be easier to die than to keep trying and failing with money?
13. Do you usually expect a negative response when you are subject to a credit report?
14. Have you ever developed a strict regimen for paying off your debts, only to break it under pressure?
15. Do your debts cause you to neglect basic financial or personal obligations, such as medical expenses, car insurance, taxes, and savings for retirement?
How did you score?
If you answered yes to eight or more of these questions, the chances are that you have a problem with compulsive debting, or are well on your way to having one. If this is the case, today can be a turning point in your life.
We in DA have all arrived at this crossroads. One road, a soft road, lures you on to further despair, illness, ruin, and in some cases, mental institutions, prison, or suicide. The other road, a more challenging one, leads to self-respect, solvency, healing, peace, serenity, and personal fulfillment. We urge you to take the first difficult step onto the more solid road now.
In DA you can find a new way of living that offers recovery from compulsive debting and hope for a healthier, happier, more prosperous life. We suggest that you keep an open mind and attend at least six DA meetings as soon as possible. If you do not like one meeting, attend another. The important thing is to keep coming back.
If you are ready to seek help for your problems with debt, you will likely want to review the following pages:
If you are a member of the news media, an educator, a financial or health professional, or a member of the legal system, you can learn more about our program and how it relates to you.
A Word to Newcomers
If you are having problems with money and debt and think you may be a compulsive debtor, you have come to the right place. Debtors Anonymous can help you. We offer face-to-face, telephone, and internet meetings. We suggest attending at least six meetings to have an opportunity to identify with the speakers and become familiar with DA before deciding whether or not this program is for you. If you identify with some or all aspects of compulsive debting, we hope you will join us on the path of recovery and find the joy, clarity, and serenity that we have found in Debtors Anonymous.